Meridian Trust

4349 E Lincolnway, Cheyenne, WY 82001

NCUA Insured3.9 (67 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Cheyenne, WY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

4349 E Lincolnway

Cheyenne, WY 82001

Google Maps 🗺Waze

(307) 635-7878

Service Area

This credit union is located in Cheyenne and serves members in the WY area. Currently serving 43,655 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.35%

Used Auto Loan

6.15%

Personal Loan

13.44%

Credit Card APR

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WY

Lowest rates currently reported by credit unions in WY (NCUA Q4 2025).

First Education— New Auto Loan

Cheyenne, WY

3.99%

First Education— Used Auto Loan

Cheyenne, WY

3.99%

Guernsey Community— Personal Loan

Guernsey, WY

7.50%

A.C.P.E.— Credit Card APR

Laramie, WY

7.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

3.9

67 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Catwalkdani898_MSP

9 months ago

I had an amazing experience with Christie! I came in to get my card replaced, and she caught some things on my account that needed shaping up. I’m very glad she caught it, and as a newly adult, it’s hard to start building my credit. Thank you to Christie for doing such a wonderful job!

P Kaitz

7 months ago

OK, so check it out. I’m not a member of this credit union and I’m not going to be. Of course you find banks, I say banks, that have bad service along one or another line. But seldom do you find a financial institution that fails so fantastically along all lines, as this credit union does.

Cindy Hill

a year ago

Every time I enter, I am greeted most pleasantly and feel welcome! Each request is embraced with “sure, no problem” and is efficiently completed. I truly look forward to going to my bank, Meridian Trust on Warren, it’s always like visiting trusted friends. I have and will continue to recommend my bank to all my friends.

Bill Leader

6 months ago

We had a great experience working with Karla and Lindsey. They were very easy to work with, helpful and informative. Thankyou!

Katie Michelle

a year ago

Meridian Trust Federal Credit Union has been an amazing credit union. I have been a member for about six months, and they have exceeded all of my expectations. Kendra McAllister provides the best customer service and went above and beyond to explain all the different options to me. She broke the information down in a way that I could easily understand. I have recommended this credit I took to all of my friends!