Western Vista

PO BOX 20105, Cheyenne, WY 82003

NCUA Insured2.5 (27 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO BOX 20105

Cheyenne, WY 82003

Google Maps 🗺Waze

(307) 633-2969

Service Area

This credit union is located in Cheyenne and serves members in the WY area. Currently serving 17,058 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.49%

Used Auto Loan

6.67%

Personal Loan

14.99%

Credit Card APR

12.70%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WY

Lowest rates currently reported by credit unions in WY (NCUA Q4 2025).

First Education— New Auto Loan

Cheyenne, WY

3.99%

First Education— Used Auto Loan

Cheyenne, WY

3.99%

Guernsey Community— Personal Loan

Guernsey, WY

7.50%

A.C.P.E.— Credit Card APR

Laramie, WY

7.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

2.5

27 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

David Andresen

5 months ago

Carl is awesome. Always goes above and beyond to ensure I am well taken care of. Give this man a raise!!!!!

KATHRYN SHACKELFORD

a year ago

I am shocked and appaled at the service I have gotten from this company. They were late getting my loan set up and then docked my credit for not making the first payment even though the loan had not been set up to make the payment. Even when I called to make a payment they would tell me that there was nothing to worry about because it had not been processed yet. Then I spoke to a manager (Nathan) who apologized for their mistake and told me he would fix it. Fast forward 2 years later, I'm trying to buy a house and found out that it never got fixed. What a complete joke. DO NOT LET THEM RUIN YOUR CREDIT!

Teddy

6 months ago

Bank anywhere else. This place won't even have a notary go to the Hospice center next door to handle some end of life things for someone with cancer.

Brittany Nixon

3 years ago

Nearly all of these negative reviews are from years ago. We just recently opened accounts at this branch and had a great experience! Bennett and Michelle helped set us up with accounts after I walked in one morning. Every time we go in to do banking, Bennett is always upbeat and helpful! Our kids love going in too, for the cookies and stickers :)

Jamie Boyer

6 years ago

I'm so excited, I got my vehicle refinanced today through my bank instead of Western Vista! This might be the happiest day of my life! I have never been so frustrated with customer service. Let me repeat... awful, awful customer service at Western Vista. Don't waste your time! I can't even begin to explain my experiences. They have sent me wrong documents, LOST multiple documents and treated me like a criminal for a missed charge of $16. They sent me on a wild goose chase to find a sister credit union in Colorado so they could get their money...it was a nightmare...can't even remember how many credit unions I went to before I was successful. They don't even know which credit unions will work with them?!? Long story short, I found out they were pulling money from an account that wasn't meant to pulled from. I have no words...just go elsewhere!