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Wyhy

P.O. BOX 20050, Cheyenne, WY 82003
NCUA Insured3.5 (131 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. BOX 20050

Cheyenne, WY 82003

Service Area

This credit union is located in Cheyenne and serves members in the WY area. Currently serving 22,720 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.55%

Used Auto Loan

7.02%

Personal Loan

12.63%

Credit Card APR

10.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WY

Lowest rates currently reported by credit unions in WY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.5

131 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
bob bates

bob bates

3 months ago

Recently, I had two of my cards wanted a debit and the other credit card hacked. Someone was trying to make substantial purchases so I went to Wyhy to get the cards canceled and to deny any fraudulent charges the person at the front desk. Luckily was Jamie. She was fantastic immediately knew what to do and proceeded to accomplish what needed to be done. She canceled the debit card and submitted to have new cards made for both myself and my wife and while that was in progress, she took my information and called the phone number on the credit card. She worked through the process to get that card canceled and replaced. Normally, I am supposed to call the number on the back of the card which I did, but the lady I talked to was not very helpful and could not complete my request. She informed me that I needed to call the local number for Wyhy and work through my issues with the card servicing department. That is why I went to the credit union to talk to someone face-to-face and I’m certainly glad I did like I referred to above. Jamie went above and beyond to take care of the problem and ensure that I had new debit cards to use while the rest of my problem was being worked on she worked with a credit card folks to get the card replaced and for that, I am truly thankful why High is lucky to have Jamie for an employee as she demonstrates the true spirit of customer service and professionalism, and how she conducts business. She is truly an accepted general Person. Please pass my thank you on Jamie for helping me with my credit debit card problems.

Holly Garrison

Holly Garrison

3 months ago

When we opened my daughters account (@16) we were told how easy the process would be to get a loan for a car. This has been the slowest most unhelpful process… 4 days to get a pre approval… hung up on twice, and 5+ hours at the dealership and we still haven’t heard from the underwriter. If I could give 0 stars at this point I would.

william campbell

william campbell

6 months ago

My wife and I just recently purchased a new home in Wyoming and we secured our mortgage loan through Wy Hy Federal Credit Union. We worked with the Mortgage Loan Officer, Brittney Wagner-Tapia from Wy Hy FCU. Brittney is the only Mortgage Loan Officer with Wy Hy and with mortgage loan interest rates coming down (Wy Hy FCU had the best rates), she no doubt is one busy lady. However, she came through for us and helped us get all the required loan documents together for approval. Once the loan was approved, she facilitated the completion of all the other necessary loan paperwork in preparation for our closing date. Brittney was very efficient in helping to make sure we hit our targeted closing date and although it was going to be tight, she got it done and we closed with no issues on our scheduled closing date. My wife and I are very appreciative for all of Brittney's help in navigating the purchase of our new home in Wyoming. It's been 26 years since we last closed on a house so her help and guidance were helpful in walking us through all that's involved. Bill and Karrin Campbell

Chynna Skipper

Chynna Skipper

4 months ago

If you are going to use the them for a car loan DO NOT DO IT. The company looks like a good deal but it isn’t . They make it impossible to get a hold of especially if you missed a payment . They will lock you out of the online banking and when you call the customer line it will ask for a password. If you make a big payment ( like 2-3 months at 1 time ) they will hold that money for a week but as they are holding the money they will charge you for non payment and send it to collections . After the release of the hold you will be required to pay the collection fee. Each employee tells you something different about their protocols . This company is nothing but a headache especially if you are not in their home state .

Katie Kennedy

Katie Kennedy

5 months ago

Extremely poor experience, I reached out for a loan and it took weeks to hear back, even after a hard hit on my credit right away. I had to call about 7 times to receive updates and was told "Brandi sent me an email" that I absolutely never received. Would recommend staying far away from this business.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).