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Sheridan Community

P.O. Box 708, Sheridan, WY 82801
NCUA Insured3.8 (38 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1941

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 708

Sheridan, WY 82801

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(307) 672-3445

Service Area

This credit union is located in Sheridan and serves members in the WY area. Currently serving 6,060 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.75%

Used Auto Loan

4.85%

Personal Loan

10.90%

Credit Card APR

11.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WY

Lowest rates currently reported by credit unions in WY (NCUA Q4 2025).

First Education— New Auto Loan

Cheyenne, WY

3.99%
First Education— Used Auto Loan

Cheyenne, WY

3.99%
Guernsey Community— Personal Loan

Guernsey, WY

7.50%
A.C.P.E.— Credit Card APR

Laramie, WY

7.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.8

38 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Carrissa Bender

Carrissa Bender

5 months ago

They do not even deserve one star! This bank has the worst intentions for you and your money and your business. They waste more paper than the advertising companies in the mail! All they care about is making money, and they do not want to work with you on anything! The one decent person left years ago, and ever since and they’ve continued to get worse! I recommend RUNNING TO ANOTHER BANK than even deal with this place! Worst customer service I have ever experienced!

Emily Lewis

Emily Lewis

5 months ago

Worst customer service I have experienced. Every time I contacted them about my debit card not working I was made to feel like I was an idiot and didn't know how to use it. The woman on the phone was rude right out of the gate and kept giving me reasons why it wasn't working even though every reason she came up with I let her know was not the case all to end with "well we can issue you a new card but it will cost you $10". That was the only solution given to me because apparently they couldn't see anything wrong with it on their end. We pulled our money from them after that and will never go back.

Janell Mattison

Janell Mattison

a year ago

Absolutely the worst. Do not recommend. The loan officer did not know what he was doing. Did not tell the truth on several different occasions. Had to finally go over his head to a supervisor to anything done. Worst experience ever.

Miranda Sterling

Miranda Sterling

2 years ago

Their online banking showed me my balance was available. It was green. So I made a purchase and had a bill come through. They charged me an over draft fee and refused to reverse it even though their online banking system showed it as available. I was told it would be reversed. Then I was called back and told that I was wrong and they wouldn’t be reversing it. I asked to have Cindy call me and she never did. Their online banking system is constantly having issues and the whole bank itself went down completely and I had to pay my rent late at the beginning of February.

Adam Bettencourt

Adam Bettencourt

2 years ago

Terrible hours if you have a real job. They also basically close down for two hours around lunch everyday. Website and app are constantly down. If you enter a wrong password on the app or website 3 times your account gets locked and cannot be opened until a human (during their terrible hours) unlocks it again. Incredibly frustrating to do any kind of business with

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).