Auto Loans · Aurora, Illinois
5 credit unions in Aurora report car loan rates to the NCUA. Rates range from 5.18% to 6.50%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
5.18%
Lowest New Car Rate
5.75%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | AURORA POLICEMEN ★ 4.2 · 5 reviews | 5.18% | 6.44% |
| 2 | EARTHMOVER ★ 3.4 · 48 reviews | 5.19% | 5.54% |
| 3 | FOX VALLEY ★ 3.6 · 40 reviews | 5.51% | 9.60% |
| 4 | AURORA FIREFIGHTERS' ★ 3.0 · 2 reviews | 6.35% | 7.20% |
| 5 | AURORA POSTAL EMPLOYEES ★ 5.0 · 1 reviews | 6.50% | 8.50% |
5 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | EARTHMOVER ★ 3.4 · 48 reviews | 5.54% | 5.19% |
| 2 | AURORA POLICEMEN ★ 4.2 · 5 reviews | 6.44% | 5.18% |
| 3 | AURORA FIREFIGHTERS' ★ 3.0 · 2 reviews | 7.20% | 6.35% |
| 4 | AURORA POSTAL EMPLOYEES ★ 5.0 · 1 reviews | 8.50% | 6.50% |
| 5 | FOX VALLEY ★ 3.6 · 40 reviews | 9.60% | 5.51% |
A pre-approval from a Aurora credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Aurora in the same window and take the best offer.
See member reviews, branch locations, and full rate details.