Auto Loans · Bourbonnais, Illinois
3 credit unions in Bourbonnais report car loan rates to the NCUA. Rates range from 4.00% to 5.78%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
4.00%
Lowest New Car Rate
4.79%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | MATERNITY B.V.M. ★ 5.0 · 2 reviews | 4.00% | 5.00% |
| 2 | ELITE COMMUNITY ★ 5.0 · 4 reviews | 4.60% | 6.73% |
| 3 | COMMONWEALTH ★ 4.3 · 55 reviews | 5.78% | 6.52% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | MATERNITY B.V.M. ★ 5.0 · 2 reviews | 5.00% | 4.00% |
| 2 | COMMONWEALTH ★ 4.3 · 55 reviews | 6.52% | 5.78% |
| 3 | ELITE COMMUNITY ★ 5.0 · 4 reviews | 6.73% | 4.60% |
A pre-approval from a Bourbonnais credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Bourbonnais in the same window and take the best offer.
See member reviews, branch locations, and full rate details.