Auto Loans · Freeport, Illinois

Best Credit Union Car Loan Rates in Freeport, Illinois

1 credit union in Freeport report car loan rates to the NCUA. Lowest rate: 8.24%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

8.24%

Lowest New Car Rate

8.24%

City Average Rate

New Vehicle Loan Rates — Freeport, Illinois

1 credit union sorted by APR

#	Credit Union	New Car APR	Used Car APR
1	CORNERSTONE ★ 2.7 · 55 reviews	8.24%	7.74%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Used Vehicle Loan Rates — Freeport, Illinois

1 credit union sorted by APR

#	Credit Union	Used Car APR	New Car APR
1	CORNERSTONE ★ 2.7 · 55 reviews	7.74%	8.24%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Get Pre-Approved Before the Dealership

A pre-approval from a Freeport credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.

Rate Shopping Won't Hurt Your Credit

Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Freeport in the same window and take the best offer.

Also Compare in Freeport

Best Personal Loan Rates →Best Credit Card Rates →All of Illinois →

Browse All Credit Unions in Freeport

See member reviews, branch locations, and full rate details.

Credit Unions in Freeport →All of Illinois →