Auto Loans · Gurnee, Illinois
2 credit unions in Gurnee report car loan rates to the NCUA. Rates range from 4.74% to 4.99%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.74%
Lowest New Car Rate
4.87%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | ABBOTT LABORATORIES ★ 3.6 · 80 reviews | 4.74% | 5.24% |
| 2 | COMMUNITY TRUST ★ 4.2 · 5 reviews | 4.99% | 5.24% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | ABBOTT LABORATORIES ★ 3.6 · 80 reviews | 5.24% | 4.74% |
| 2 | COMMUNITY TRUST ★ 4.2 · 5 reviews | 5.24% | 4.99% |
A pre-approval from a Gurnee credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Gurnee in the same window and take the best offer.
See member reviews, branch locations, and full rate details.