Auto Loans · Kankakee, Illinois
3 credit unions in Kankakee report car loan rates to the NCUA. Rates range from 2.90% to 5.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
2.90%
Lowest New Car Rate
4.05%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | 2 RIVERS AREA ★ 4.4 · 42 reviews | 2.90% | 4.50% |
| 2 | KANKAKEE FEDERATION OF TEACHERS ★ 5.0 · 6 reviews | 4.25% | 5.25% |
| 3 | RIVERSIDE COMMUNITY ★ 3.9 · 14 reviews | 5.00% | 5.75% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | 2 RIVERS AREA ★ 4.4 · 42 reviews | 4.50% | 2.90% |
| 2 | KANKAKEE FEDERATION OF TEACHERS ★ 5.0 · 6 reviews | 5.25% | 4.25% |
| 3 | RIVERSIDE COMMUNITY ★ 3.9 · 14 reviews | 5.75% | 5.00% |
A pre-approval from a Kankakee credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Kankakee in the same window and take the best offer.
See member reviews, branch locations, and full rate details.