Auto Loans · Moline, Illinois
6 credit unions in Moline report car loan rates to the NCUA. Rates range from 4.40% to 6.39%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
4.40%
Lowest New Car Rate
5.30%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | KONE EMPLOYEES ★ 4.5 · 8 reviews | 4.40% | 4.90% |
| 2 | EMPEOPLE ★ 3.0 · 69 reviews | 4.74% | 5.04% |
| 3 | MOLINE MUNICIPAL ★ 5.0 · 9 reviews | 4.75% | 5.25% |
| 4 | SERVICE PLUS ★ 4.7 · 12 reviews | 5.50% | 5.50% |
| 5 | VIBRANT ★ 3.4 · 195 reviews | 6.00% | 6.00% |
| 6 | I. H. MISSISSIPPI VALLEY ★ 3.3 · 107 reviews | 6.39% | 3.50% |
6 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | I. H. MISSISSIPPI VALLEY ★ 3.3 · 107 reviews | 3.50% | 6.39% |
| 2 | KONE EMPLOYEES ★ 4.5 · 8 reviews | 4.90% | 4.40% |
| 3 | EMPEOPLE ★ 3.0 · 69 reviews | 5.04% | 4.74% |
| 4 | MOLINE MUNICIPAL ★ 5.0 · 9 reviews | 5.25% | 4.75% |
| 5 | SERVICE PLUS ★ 4.7 · 12 reviews | 5.50% | 5.50% |
| 6 | VIBRANT ★ 3.4 · 195 reviews | 6.00% | 6.00% |
A pre-approval from a Moline credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Moline in the same window and take the best offer.
See member reviews, branch locations, and full rate details.