Auto Loans · Dubuque, Iowa
5 credit unions in Dubuque report car loan rates to the NCUA. Rates range from 4.80% to 6.59%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
4.80%
Lowest New Car Rate
5.58%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | DUTRAC COMMUNITY ★ 2.9 · 38 reviews | 4.80% | 4.80% |
| 2 | HOLY GHOST PARISH ★ 5.0 · 1 reviews | 5.05% | 5.19% |
| 3 | DUBUQUE POSTAL EMPLOYEES | 5.28% | 6.25% |
| 4 | DUPACO COMMUNITY ★ 3.3 · 35 reviews | 6.17% | 7.55% |
| 5 | AIM ★ 3.8 · 21 reviews | 6.59% | 6.34% |
5 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | DUTRAC COMMUNITY ★ 2.9 · 38 reviews | 4.80% | 4.80% |
| 2 | HOLY GHOST PARISH ★ 5.0 · 1 reviews | 5.19% | 5.05% |
| 3 | DUBUQUE POSTAL EMPLOYEES | 6.25% | 5.28% |
| 4 | AIM ★ 3.8 · 21 reviews | 6.34% | 6.59% |
| 5 | DUPACO COMMUNITY ★ 3.3 · 35 reviews | 7.55% | 6.17% |
A pre-approval from a Dubuque credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Dubuque in the same window and take the best offer.
See member reviews, branch locations, and full rate details.