Auto Loans · Fort Dodge, Iowa
2 credit unions in Fort Dodge report car loan rates to the NCUA. Rates range from 4.75% to 4.95%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.75%
Lowest New Car Rate
4.85%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | FORT DODGE FAMILY ★ 4.7 · 42 reviews | 4.75% | 5.90% |
| 2 | CITIZENS COMMUNITY ★ 3.7 · 165 reviews | 4.95% | 4.95% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | CITIZENS COMMUNITY ★ 3.7 · 165 reviews | 4.95% | 4.95% |
| 2 | FORT DODGE FAMILY ★ 4.7 · 42 reviews | 5.90% | 4.75% |
A pre-approval from a Fort Dodge credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Fort Dodge in the same window and take the best offer.
See member reviews, branch locations, and full rate details.