Auto Loans · Fall River, Massachusetts
6 credit unions in Fall River report car loan rates to the NCUA. Rates range from 5.27% to 6.25%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
5.27%
Lowest New Car Rate
5.91%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | SANTO CHRISTO ★ 4.6 · 9 reviews | 5.27% | 6.39% |
| 2 | FALL RIVER MUNICIPAL ★ 3.4 · 35 reviews | 5.70% | 6.95% |
| 3 | ST. ANTHONY OF PADUA ★ 5.0 · 8 reviews | 5.79% | 6.43% |
| 4 | ST. ANNE'S ★ 3.8 · 55 reviews | 6.19% | 7.09% |
| 5 | NOTRE DAME COMMUNITY ★ 3.6 · 25 reviews | 6.25% | 6.50% |
| 6 | ST. MICHAELS FALL RIVER ★ 5.0 · 5 reviews | 6.25% | 6.65% |
6 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | SANTO CHRISTO ★ 4.6 · 9 reviews | 6.39% | 5.27% |
| 2 | ST. ANTHONY OF PADUA ★ 5.0 · 8 reviews | 6.43% | 5.79% |
| 3 | NOTRE DAME COMMUNITY ★ 3.6 · 25 reviews | 6.50% | 6.25% |
| 4 | ST. MICHAELS FALL RIVER ★ 5.0 · 5 reviews | 6.65% | 6.25% |
| 5 | FALL RIVER MUNICIPAL ★ 3.4 · 35 reviews | 6.95% | 5.70% |
| 6 | ST. ANNE'S ★ 3.8 · 55 reviews | 7.09% | 6.19% |
A pre-approval from a Fall River credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Fall River in the same window and take the best offer.
See member reviews, branch locations, and full rate details.