Auto Loans · Lynn, Massachusetts
7 credit unions in Lynn report car loan rates to the NCUA. Rates range from 3.39% to 5.99%.
Updated Q1 2026 · NCUA Call Report data
7
CUs Reporting Rates
3.39%
Lowest New Car Rate
5.04%
City Average Rate
7 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | LYNN FIREMENS ★ 5.0 · 1 reviews | 3.39% | 3.30% |
| 2 | LYNN POLICE ★ 4.5 · 66 reviews | 4.99% | 5.49% |
| 3 | LYNN TEACHERS | 5.00% | 8.00% |
| 4 | BROTHERHOOD ★ 4.4 · 18 reviews | 5.13% | 5.13% |
| 5 | ST. JEAN'S ★ 3.1 · 35 reviews | 5.25% | 6.25% |
| 6 | RIVER WORKS ★ 3.4 · 28 reviews | 5.50% | 5.50% |
| 7 | MASSACHUSETTS FAMILY ★ 5.0 · 3 reviews | 5.99% | 6.75% |
7 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | LYNN FIREMENS ★ 5.0 · 1 reviews | 3.30% | 3.39% |
| 2 | BROTHERHOOD ★ 4.4 · 18 reviews | 5.13% | 5.13% |
| 3 | LYNN POLICE ★ 4.5 · 66 reviews | 5.49% | 4.99% |
| 4 | RIVER WORKS ★ 3.4 · 28 reviews | 5.50% | 5.50% |
| 5 | ST. JEAN'S ★ 3.1 · 35 reviews | 6.25% | 5.25% |
| 6 | MASSACHUSETTS FAMILY ★ 5.0 · 3 reviews | 6.75% | 5.99% |
| 7 | LYNN TEACHERS | 8.00% | 5.00% |
A pre-approval from a Lynn credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Lynn in the same window and take the best offer.
See member reviews, branch locations, and full rate details.