Auto Loans · Methuen, Massachusetts
2 credit unions in Methuen report car loan rates to the NCUA. Rates range from 4.75% to 4.99%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.75%
Lowest New Car Rate
4.87%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | METHUEN ★ 4.9 · 8 reviews | 4.75% | 5.00% |
| 2 | NESC ★ 4.6 · 47 reviews | 4.99% | 4.99% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | NESC ★ 4.6 · 47 reviews | 4.99% | 4.99% |
| 2 | METHUEN ★ 4.9 · 8 reviews | 5.00% | 4.75% |
A pre-approval from a Methuen credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Methuen in the same window and take the best offer.
See member reviews, branch locations, and full rate details.