Auto Loans ยท Woburn, Massachusetts

Best Credit Union Car Loan Rates in Woburn, Massachusetts

1 credit union in Woburn report car loan rates to the NCUA. Lowest rate: 5.24%.

Updated Q1 2026 ยท NCUA Call Report data

1

CUs Reporting Rates

5.24%

Lowest New Car Rate

5.24%

City Average Rate

New Vehicle Loan Rates โ€” Woburn, Massachusetts

1 credit union sorted by APR

#Credit UnionNew Car APRUsed Car APR
1COMMON TRUST

โ˜… 3.8 ยท 8 reviews

5.24%5.99%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Used Vehicle Loan Rates โ€” Woburn, Massachusetts

1 credit union sorted by APR

#Credit UnionUsed Car APRNew Car APR
1COMMON TRUST

โ˜… 3.8 ยท 8 reviews

5.99%5.24%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Get Pre-Approved Before the Dealership

A pre-approval from a Woburn credit union lets you negotiate on price, not payment. The dealer can try to beat the rate โ€” but you're in control either way.

Rate Shopping Won't Hurt Your Credit

Multiple auto loan applications within 14โ€“45 days count as a single hard inquiry. Apply at several credit unions in Woburn in the same window and take the best offer.

Browse All Credit Unions in Woburn

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