Auto Loans · Auburn Hills, Michigan
4 credit unions in Auburn Hills report car loan rates to the NCUA. Rates range from 5.49% to 7.86%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
5.49%
Lowest New Car Rate
6.34%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | PARDA ★ 4.8 · 41 reviews | 5.49% | 5.49% |
| 2 | MICHIGAN UNITED ★ 2.5 · 8 reviews | 5.52% | 5.84% |
| 3 | GENISYS ★ 4.2 · 253 reviews | 6.49% | 6.49% |
| 4 | CORNERSTONE COMMUNITY FINANCIAL ★ 4.0 · 175 reviews | 7.86% | 9.16% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | PARDA ★ 4.8 · 41 reviews | 5.49% | 5.49% |
| 2 | MICHIGAN UNITED ★ 2.5 · 8 reviews | 5.84% | 5.52% |
| 3 | GENISYS ★ 4.2 · 253 reviews | 6.49% | 6.49% |
| 4 | CORNERSTONE COMMUNITY FINANCIAL ★ 4.0 · 175 reviews | 9.16% | 7.86% |
A pre-approval from a Auburn Hills credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Auburn Hills in the same window and take the best offer.
See member reviews, branch locations, and full rate details.