Auto Loans · Brownstown, Michigan
2 credit unions in Brownstown report car loan rates to the NCUA. Rates range from 4.91% to 4.99%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.91%
Lowest New Car Rate
4.95%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | ADVANTAGE ONE ★ 4.8 · 454 reviews | 4.91% | 6.70% |
| 2 | COMMUNITY FOCUS ★ 3.9 · 117 reviews | 4.99% | 5.99% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | COMMUNITY FOCUS ★ 3.9 · 117 reviews | 5.99% | 4.99% |
| 2 | ADVANTAGE ONE ★ 4.8 · 454 reviews | 6.70% | 4.91% |
A pre-approval from a Brownstown credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Brownstown in the same window and take the best offer.
See member reviews, branch locations, and full rate details.