Auto Loans · Farmington Hill, Michigan
2 credit unions in Farmington Hill report car loan rates to the NCUA. Rates range from 5.57% to 9.49%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.57%
Lowest New Car Rate
7.53%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | ALLIANCE CATHOLIC ★ 4.6 · 18 reviews | 5.57% | 6.37% |
| 2 | COMMUNITY CHOICE ★ 4.8 · 936 reviews | 9.49% | 5.74% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | COMMUNITY CHOICE ★ 4.8 · 936 reviews | 5.74% | 9.49% |
| 2 | ALLIANCE CATHOLIC ★ 4.6 · 18 reviews | 6.37% | 5.57% |
A pre-approval from a Farmington Hill credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Farmington Hill in the same window and take the best offer.
See member reviews, branch locations, and full rate details.