Auto Loans · Jackson, Michigan
4 credit unions in Jackson report car loan rates to the NCUA. Rates range from 4.99% to 6.49%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
4.99%
Lowest New Car Rate
5.44%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | AMERICAN 1 ★ 4.8 · 1,110 reviews | 4.99% | 6.24% |
| 2 | TRUE COMMUNITY ★ 4.1 · 306 reviews | 4.99% | 5.49% |
| 3 | SOUTH CENTRAL ★ 3.6 · 38 reviews | 5.29% | 5.29% |
| 4 | AEROQUIP ★ 4.1 · 20 reviews | 6.49% | 7.72% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | SOUTH CENTRAL ★ 3.6 · 38 reviews | 5.29% | 5.29% |
| 2 | TRUE COMMUNITY ★ 4.1 · 306 reviews | 5.49% | 4.99% |
| 3 | AMERICAN 1 ★ 4.8 · 1,110 reviews | 6.24% | 4.99% |
| 4 | AEROQUIP ★ 4.1 · 20 reviews | 7.72% | 6.49% |
A pre-approval from a Jackson credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Jackson in the same window and take the best offer.
See member reviews, branch locations, and full rate details.