Auto Loans · Manistique, Michigan
2 credit unions in Manistique report car loan rates to the NCUA. Rates range from 5.49% to 5.66%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.49%
Lowest New Car Rate
5.58%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | MANISTIQUE ★ 3.9 · 14 reviews | 5.49% | 6.91% |
| 2 | LIMESTONE FINANCIAL ★ 4.3 · 52 reviews | 5.66% | 7.16% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | MANISTIQUE ★ 3.9 · 14 reviews | 6.91% | 5.49% |
| 2 | LIMESTONE FINANCIAL ★ 4.3 · 52 reviews | 7.16% | 5.66% |
A pre-approval from a Manistique credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Manistique in the same window and take the best offer.
See member reviews, branch locations, and full rate details.