Auto Loans · Taylor, Michigan
2 credit unions in Taylor report car loan rates to the NCUA. Rates range from 5.99% to 6.09%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.99%
Lowest New Car Rate
6.04%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | UNITED CHURCHES ★ 4.1 · 22 reviews | 5.99% | 6.49% |
| 2 | TOTAL COMMUNITY ★ 4.3 · 177 reviews | 6.09% | 6.85% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | UNITED CHURCHES ★ 4.1 · 22 reviews | 6.49% | 5.99% |
| 2 | TOTAL COMMUNITY ★ 4.3 · 177 reviews | 6.85% | 6.09% |
A pre-approval from a Taylor credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Taylor in the same window and take the best offer.
See member reviews, branch locations, and full rate details.