Auto Loans · Warren, Michigan
5 credit unions in Warren report car loan rates to the NCUA. Rates range from 4.38% to 7.00%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
4.38%
Lowest New Car Rate
5.68%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | UKRAINIAN SELFRELIANCE MICHIGAN ★ 4.9 · 56 reviews | 4.38% | 5.87% |
| 2 | A.B.D. ★ 3.5 · 126 reviews | 5.14% | 5.60% |
| 3 | TANDEM ★ 3.8 · 32 reviews | 5.75% | 7.01% |
| 4 | EXTRA ★ 4.3 · 515 reviews | 6.15% | 8.80% |
| 5 | WARREN MUNICIPAL ★ 5.0 · 6 reviews | 7.00% | 7.00% |
5 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | A.B.D. ★ 3.5 · 126 reviews | 5.60% | 5.14% |
| 2 | UKRAINIAN SELFRELIANCE MICHIGAN ★ 4.9 · 56 reviews | 5.87% | 4.38% |
| 3 | WARREN MUNICIPAL ★ 5.0 · 6 reviews | 7.00% | 7.00% |
| 4 | TANDEM ★ 3.8 · 32 reviews | 7.01% | 5.75% |
| 5 | EXTRA ★ 4.3 · 515 reviews | 8.80% | 6.15% |
A pre-approval from a Warren credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Warren in the same window and take the best offer.
See member reviews, branch locations, and full rate details.