Auto Loans · Bronx, New York
2 credit unions in Bronx report car loan rates to the NCUA. Rates range from 5.29% to 5.42%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.29%
Lowest New Car Rate
5.36%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | NEW COVENANT DOMINION ★ 4.6 · 16 reviews | 5.29% | 9.40% |
| 2 | VAN CORTLANDT COOPERATIVE ★ 3.1 · 18 reviews | 5.42% | 6.05% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | VAN CORTLANDT COOPERATIVE ★ 3.1 · 18 reviews | 6.05% | 5.42% |
| 2 | NEW COVENANT DOMINION ★ 4.6 · 16 reviews | 9.40% | 5.29% |
A pre-approval from a Bronx credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Bronx in the same window and take the best offer.
See member reviews, branch locations, and full rate details.