Auto Loans · Brooklyn, New York
3 credit unions in Brooklyn report car loan rates to the NCUA. Rates range from 3.50% to 6.33%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
3.50%
Lowest New Car Rate
4.87%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | POLISH & SLAVIC ★ 4.2 · 55 reviews | 3.50% | 4.50% |
| 2 | NYM ★ 4.4 · 9 reviews | 4.78% | 5.78% |
| 3 | CONSUMERS ★ 4.1 · 19 reviews | 6.33% | 6.96% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | POLISH & SLAVIC ★ 4.2 · 55 reviews | 4.50% | 3.50% |
| 2 | NYM ★ 4.4 · 9 reviews | 5.78% | 4.78% |
| 3 | CONSUMERS ★ 4.1 · 19 reviews | 6.96% | 6.33% |
A pre-approval from a Brooklyn credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Brooklyn in the same window and take the best offer.
See member reviews, branch locations, and full rate details.