Auto Loans · Flushing, New York
2 credit unions in Flushing report car loan rates to the NCUA. Rates range from 4.30% to 6.99%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.30%
Lowest New Car Rate
5.65%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | TRIBORO POSTAL ★ 3.2 · 26 reviews | 4.30% | 6.06% |
| 2 | KOREAN AMERICAN CATHOLICS ★ 4.7 · 3 reviews | 6.99% | 7.99% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | TRIBORO POSTAL ★ 3.2 · 26 reviews | 6.06% | 4.30% |
| 2 | KOREAN AMERICAN CATHOLICS ★ 4.7 · 3 reviews | 7.99% | 6.99% |
A pre-approval from a Flushing credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Flushing in the same window and take the best offer.
See member reviews, branch locations, and full rate details.