Auto Loans · Hauppauge, New York
3 credit unions in Hauppauge report car loan rates to the NCUA. Rates range from 5.45% to 6.49%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
5.45%
Lowest New Car Rate
6.03%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | PEOPLE'S ALLIANCE ★ 3.1 · 63 reviews | 5.45% | 5.75% |
| 2 | ISLAND ★ 4.5 · 107 reviews | 6.15% | 6.61% |
| 3 | LONG ISLAND ALLIANCE ★ 4.2 · 5 reviews | 6.49% | 6.99% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | PEOPLE'S ALLIANCE ★ 3.1 · 63 reviews | 5.75% | 5.45% |
| 2 | ISLAND ★ 4.5 · 107 reviews | 6.61% | 6.15% |
| 3 | LONG ISLAND ALLIANCE ★ 4.2 · 5 reviews | 6.99% | 6.49% |
A pre-approval from a Hauppauge credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Hauppauge in the same window and take the best offer.
See member reviews, branch locations, and full rate details.