Auto Loans · Long Beach, New York
1 credit union in Long Beach report car loan rates to the NCUA. Lowest rate: 5.50%.
Updated Q1 2026 · NCUA Call Report data
1
CUs Reporting Rates
5.50%
Lowest New Car Rate
5.50%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | LONG BEACH TEACHERS ★ 4.6 · 227 reviews | 5.50% | — |
A pre-approval from a Long Beach credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Long Beach in the same window and take the best offer.
See member reviews, branch locations, and full rate details.