Auto Loans · Plattsburgh, New York
4 credit unions in Plattsburgh report car loan rates to the NCUA. Rates range from 4.00% to 5.98%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
4.00%
Lowest New Car Rate
5.12%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | DANNEMORA ★ 3.9 · 39 reviews | 4.00% | 4.50% |
| 2 | CVPH EMPLOYEES ★ 5.0 · 4 reviews | 5.24% | 5.74% |
| 3 | PLATTSBURGH CITY SCHOOL DISTRICT ★ 5.0 · 2 reviews | 5.25% | 10.95% |
| 4 | UFIRST ★ 4.1 · 30 reviews | 5.98% | 7.23% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | DANNEMORA ★ 3.9 · 39 reviews | 4.50% | 4.00% |
| 2 | CVPH EMPLOYEES ★ 5.0 · 4 reviews | 5.74% | 5.24% |
| 3 | UFIRST ★ 4.1 · 30 reviews | 7.23% | 5.98% |
| 4 | PLATTSBURGH CITY SCHOOL DISTRICT ★ 5.0 · 2 reviews | 10.95% | 5.25% |
A pre-approval from a Plattsburgh credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Plattsburgh in the same window and take the best offer.
See member reviews, branch locations, and full rate details.