Auto Loans · Ashtabula, Ohio
2 credit unions in Ashtabula report car loan rates to the NCUA. Rates range from 3.99% to 5.75%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
3.99%
Lowest New Car Rate
4.87%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | LAKEVIEW ★ 4.5 · 37 reviews | 3.99% | 5.99% |
| 2 | COMMUNITY FIRST ★ 4.0 · 20 reviews | 5.75% | 6.00% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | LAKEVIEW ★ 4.5 · 37 reviews | 5.99% | 3.99% |
| 2 | COMMUNITY FIRST ★ 4.0 · 20 reviews | 6.00% | 5.75% |
A pre-approval from a Ashtabula credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Ashtabula in the same window and take the best offer.
See member reviews, branch locations, and full rate details.