Auto Loans · Findlay, Ohio
2 credit unions in Findlay report car loan rates to the NCUA. Rates range from 5.31% to 5.74%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.31%
Lowest New Car Rate
5.53%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | MILLSTREAM AREA ★ 4.8 · 293 reviews | 5.31% | 8.09% |
| 2 | HANCOCK ★ 4.1 · 38 reviews | 5.74% | 5.49% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | HANCOCK ★ 4.1 · 38 reviews | 5.49% | 5.74% |
| 2 | MILLSTREAM AREA ★ 4.8 · 293 reviews | 8.09% | 5.31% |
A pre-approval from a Findlay credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Findlay in the same window and take the best offer.
See member reviews, branch locations, and full rate details.