Auto Loans · Heath, Ohio
2 credit unions in Heath report car loan rates to the NCUA. Rates range from 5.74% to 6.62%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.74%
Lowest New Car Rate
6.18%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | HARVEST ★ 3.8 · 17 reviews | 5.74% | 6.49% |
| 2 | HOPEWELL ★ 3.9 · 40 reviews | 6.62% | 7.30% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | HARVEST ★ 3.8 · 17 reviews | 6.49% | 5.74% |
| 2 | HOPEWELL ★ 3.9 · 40 reviews | 7.30% | 6.62% |
A pre-approval from a Heath credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Heath in the same window and take the best offer.
See member reviews, branch locations, and full rate details.