Auto Loans · Painesville, Ohio
5 credit unions in Painesville report car loan rates to the NCUA. Rates range from 4.29% to 6.25%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
4.29%
Lowest New Car Rate
5.25%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | FASSON EMPLOYEES ★ 5.0 · 1 reviews | 4.29% | 6.52% |
| 2 | L C E ★ 4.5 · 24 reviews | 4.70% | 4.99% |
| 3 | L. E. O. | 5.24% | 6.53% |
| 4 | PAINESVILLE CREDIT UNION ★ 4.7 · 36 reviews | 5.78% | 7.02% |
| 5 | THEORY ★ 4.5 · 24 reviews | 6.25% | 7.25% |
5 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | L C E ★ 4.5 · 24 reviews | 4.99% | 4.70% |
| 2 | FASSON EMPLOYEES ★ 5.0 · 1 reviews | 6.52% | 4.29% |
| 3 | L. E. O. | 6.53% | 5.24% |
| 4 | PAINESVILLE CREDIT UNION ★ 4.7 · 36 reviews | 7.02% | 5.78% |
| 5 | THEORY ★ 4.5 · 24 reviews | 7.25% | 6.25% |
A pre-approval from a Painesville credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Painesville in the same window and take the best offer.
See member reviews, branch locations, and full rate details.