Auto Loans · Parma, Ohio
6 credit unions in Parma report car loan rates to the NCUA. Rates range from 4.39% to 6.80%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
4.39%
Lowest New Car Rate
5.24%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | CLEVELAND SELFRELIANCE ★ 4.6 · 17 reviews | 4.39% | 5.90% |
| 2 | WIREMEN'S ★ 4.3 · 11 reviews | 4.50% | 5.50% |
| 3 | PSE CREDIT UNION, INC. ★ 3.1 · 79 reviews | 4.75% | 5.25% |
| 4 | HOLY FAMILY PARMA ★ 5.0 · 4 reviews | 5.26% | 6.42% |
| 5 | ALL SAINTS ★ 4.1 · 9 reviews | 5.75% | 5.75% |
| 6 | UNITY CATHOLIC ★ 4.3 · 37 reviews | 6.80% | 7.56% |
6 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | PSE CREDIT UNION, INC. ★ 3.1 · 79 reviews | 5.25% | 4.75% |
| 2 | WIREMEN'S ★ 4.3 · 11 reviews | 5.50% | 4.50% |
| 3 | ALL SAINTS ★ 4.1 · 9 reviews | 5.75% | 5.75% |
| 4 | CLEVELAND SELFRELIANCE ★ 4.6 · 17 reviews | 5.90% | 4.39% |
| 5 | HOLY FAMILY PARMA ★ 5.0 · 4 reviews | 6.42% | 5.26% |
| 6 | UNITY CATHOLIC ★ 4.3 · 37 reviews | 7.56% | 6.80% |
A pre-approval from a Parma credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Parma in the same window and take the best offer.
See member reviews, branch locations, and full rate details.