Auto Loans · Sandusky, Ohio
2 credit unions in Sandusky report car loan rates to the NCUA. Rates range from 6.77% to 7.20%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
6.77%
Lowest New Car Rate
6.99%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | VACATIONLAND ★ 3.9 · 37 reviews | 6.77% | 7.98% |
| 2 | ERIE COMMUNITY ★ 4.4 · 17 reviews | 7.20% | 10.94% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | VACATIONLAND ★ 3.9 · 37 reviews | 7.98% | 6.77% |
| 2 | ERIE COMMUNITY ★ 4.4 · 17 reviews | 10.94% | 7.20% |
A pre-approval from a Sandusky credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Sandusky in the same window and take the best offer.
See member reviews, branch locations, and full rate details.