Auto Loans · Altoona, Pennsylvania
5 credit unions in Altoona report car loan rates to the NCUA. Rates range from 3.99% to 5.25%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
3.99%
Lowest New Car Rate
4.89%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | ALTOONA AREA EMPLOYEES ★ 5.0 · 3 reviews | 3.99% | 3.99% |
| 2 | ARC ★ 4.8 · 211 reviews | 4.97% | 5.79% |
| 3 | YOUR CHOICE ★ 3.4 · 8 reviews | 5.00% | 6.00% |
| 4 | BLAIR COUNTY ★ 3.8 · 20 reviews | 5.24% | 5.49% |
| 5 | AMERICAN PRIDE ★ 2.8 · 9 reviews | 5.25% | 6.25% |
5 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | ALTOONA AREA EMPLOYEES ★ 5.0 · 3 reviews | 3.99% | 3.99% |
| 2 | BLAIR COUNTY ★ 3.8 · 20 reviews | 5.49% | 5.24% |
| 3 | ARC ★ 4.8 · 211 reviews | 5.79% | 4.97% |
| 4 | YOUR CHOICE ★ 3.4 · 8 reviews | 6.00% | 5.00% |
| 5 | AMERICAN PRIDE ★ 2.8 · 9 reviews | 6.25% | 5.25% |
A pre-approval from a Altoona credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Altoona in the same window and take the best offer.
See member reviews, branch locations, and full rate details.