Auto Loans · Hermitage, Pennsylvania
2 credit unions in Hermitage report car loan rates to the NCUA. Rates range from 5.46% to 6.16%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.46%
Lowest New Car Rate
5.81%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | PENNSTAR ★ 3.6 · 35 reviews | 5.46% | 6.18% |
| 2 | MERCER COUNTY COMMUNITY ★ 3.9 · 28 reviews | 6.16% | 7.82% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | PENNSTAR ★ 3.6 · 35 reviews | 6.18% | 5.46% |
| 2 | MERCER COUNTY COMMUNITY ★ 3.9 · 28 reviews | 7.82% | 6.16% |
A pre-approval from a Hermitage credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Hermitage in the same window and take the best offer.
See member reviews, branch locations, and full rate details.