Auto Loans ยท Plains, Pennsylvania
1 credit union in Plains report car loan rates to the NCUA. Lowest rate: 6.91%.
Updated Q1 2026 ยท NCUA Call Report data
1
CUs Reporting Rates
6.91%
Lowest New Car Rate
6.91%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | CITYMARK โ 4.5 ยท 49 reviews | 6.91% | 8.42% |
1 credit union sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | CITYMARK โ 4.5 ยท 49 reviews | 8.42% | 6.91% |
A pre-approval from a Plains credit union lets you negotiate on price, not payment. The dealer can try to beat the rate โ but you're in control either way.
Multiple auto loan applications within 14โ45 days count as a single hard inquiry. Apply at several credit unions in Plains in the same window and take the best offer.
See member reviews, branch locations, and full rate details.