Auto Loans · Pottstown, Pennsylvania
2 credit unions in Pottstown report car loan rates to the NCUA. Rates range from 5.54% to 5.99%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.54%
Lowest New Car Rate
5.77%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | TRI COUNTY AREA ★ 4.0 · 168 reviews | 5.54% | 7.21% |
| 2 | DIAMOND ★ 4.6 · 427 reviews | 5.99% | 5.49% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | DIAMOND ★ 4.6 · 427 reviews | 5.49% | 5.99% |
| 2 | TRI COUNTY AREA ★ 4.0 · 168 reviews | 7.21% | 5.54% |
A pre-approval from a Pottstown credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Pottstown in the same window and take the best offer.
See member reviews, branch locations, and full rate details.