Auto Loans · Williamsport, Pennsylvania
3 credit unions in Williamsport report car loan rates to the NCUA. Rates range from 4.49% to 6.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
4.49%
Lowest New Car Rate
5.41%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | WEST BRANCH VALLEY ★ 3.3 · 26 reviews | 4.49% | 4.49% |
| 2 | HORIZON ★ 4.1 · 102 reviews | 5.75% | 5.50% |
| 3 | LONZA ★ 4.1 · 102 reviews | 6.00% | 4.40% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | LONZA ★ 4.1 · 102 reviews | 4.40% | 6.00% |
| 2 | WEST BRANCH VALLEY ★ 3.3 · 26 reviews | 4.49% | 4.49% |
| 3 | HORIZON ★ 4.1 · 102 reviews | 5.50% | 5.75% |
A pre-approval from a Williamsport credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Williamsport in the same window and take the best offer.
See member reviews, branch locations, and full rate details.