Auto Loans · Clarksville, Tennessee
2 credit unions in Clarksville report car loan rates to the NCUA. Rates range from 6.45% to 6.49%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
6.45%
Lowest New Car Rate
6.47%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | GATEWAY ★ 4.2 · 16 reviews | 6.45% | 7.00% |
| 2 | FORTERA ★ 4.3 · 629 reviews | 6.49% | 6.74% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | FORTERA ★ 4.3 · 629 reviews | 6.74% | 6.49% |
| 2 | GATEWAY ★ 4.2 · 16 reviews | 7.00% | 6.45% |
A pre-approval from a Clarksville credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Clarksville in the same window and take the best offer.
See member reviews, branch locations, and full rate details.