Auto Loans · Jackson, Tennessee
4 credit unions in Jackson report car loan rates to the NCUA. Rates range from 5.50% to 9.50%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
5.50%
Lowest New Car Rate
7.59%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | ENLIGHTEN ★ 5.0 · 1 reviews | 5.50% | 7.50% |
| 2 | LEADERS CREDIT UNION ★ 4.2 · 76 reviews | 7.39% | 8.09% |
| 3 | PATRIOT EQUITY ★ 3.6 · 14 reviews | 7.98% | 11.01% |
| 4 | RESOURCE ★ 4.4 · 8 reviews | 9.50% | 10.75% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | ENLIGHTEN ★ 5.0 · 1 reviews | 7.50% | 5.50% |
| 2 | LEADERS CREDIT UNION ★ 4.2 · 76 reviews | 8.09% | 7.39% |
| 3 | RESOURCE ★ 4.4 · 8 reviews | 10.75% | 9.50% |
| 4 | PATRIOT EQUITY ★ 3.6 · 14 reviews | 11.01% | 7.98% |
A pre-approval from a Jackson credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Jackson in the same window and take the best offer.
See member reviews, branch locations, and full rate details.