Auto Loans · Everett, Washington
5 credit unions in Everett report car loan rates to the NCUA. Rates range from 3.85% to 5.75%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
3.85%
Lowest New Car Rate
5.02%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | NORDSTROM ★ 4.0 · 9 reviews | 3.85% | 5.78% |
| 2 | NORTHWEST PLUS ★ 3.1 · 121 reviews | 4.99% | 5.24% |
| 3 | SNOCOPE ★ 4.3 · 63 reviews | 5.25% | 5.50% |
| 4 | COMMUNITY HEALTHCARE ★ 4.6 · 21 reviews | 5.25% | 5.99% |
| 5 | MILL TOWN ★ 4.3 · 15 reviews | 5.75% | 5.75% |
5 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | NORTHWEST PLUS ★ 3.1 · 121 reviews | 5.24% | 4.99% |
| 2 | SNOCOPE ★ 4.3 · 63 reviews | 5.50% | 5.25% |
| 3 | MILL TOWN ★ 4.3 · 15 reviews | 5.75% | 5.75% |
| 4 | NORDSTROM ★ 4.0 · 9 reviews | 5.78% | 3.85% |
| 5 | COMMUNITY HEALTHCARE ★ 4.6 · 21 reviews | 5.99% | 5.25% |
A pre-approval from a Everett credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Everett in the same window and take the best offer.
See member reviews, branch locations, and full rate details.