Auto Loans · Yakima, Washington
2 credit unions in Yakima report car loan rates to the NCUA. Rates range from 6.73% to 6.78%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
6.73%
Lowest New Car Rate
6.76%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | SOLARITY ★ 4.5 · 367 reviews | 6.73% | 7.23% |
| 2 | CALCOE ★ 3.3 · 35 reviews | 6.78% | 8.13% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | SOLARITY ★ 4.5 · 367 reviews | 7.23% | 6.73% |
| 2 | CALCOE ★ 3.3 · 35 reviews | 8.13% | 6.78% |
A pre-approval from a Yakima credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Yakima in the same window and take the best offer.
See member reviews, branch locations, and full rate details.