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Credit Cards · Evansville, Indiana

Best Credit Union Credit Card Rates in Evansville, Indiana

5 credit unions in Evansville report credit card APRs to the NCUA. Rates range from 9.75% to 13.80%.

Updated Q1 2026 · NCUA Call Report data

5

CUs Reporting Rates

9.75%

Lowest Card APR

11.69%

City Average APR

Credit Card APRs — Evansville, Indiana

5 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1LIBERTY

★ 3.4 · 222 reviews

9.75%12.09%
2EVANSVILLE

★ 4.0 · 25 reviews

9.90%9.80%
3STERLING UNITED

★ 4.3 · 46 reviews

12.00%10.75%
4EVANSVILLE FIREFIGHTERS

★ 5.0 · 5 reviews

12.99%11.00%
5DIAMOND VALLEY

★ 3.2 · 29 reviews

13.80%11.35%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Evansville could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Evansville credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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