Credit Cards · Fort Wayne, Indiana

Best Credit Union Credit Card Rates in Fort Wayne, Indiana

7 credit unions in Fort Wayne report credit card APRs to the NCUA. Rates range from 6.90% to 18.00%.

Updated Q1 2026 · NCUA Call Report data

7

CUs Reporting Rates

6.90%

Lowest Card APR

11.83%

City Average APR

Credit Card APRs — Fort Wayne, Indiana

7 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1POWER ONE

★ 4.5 · 8 reviews

6.90%11.99%
2FORT FINANCIAL

★ 4.0 · 42 reviews

8.72%13.23%
3PUBLIC SERVICE #3

★ 4.6 · 80 reviews

11.80%12.24%
4FIRE POLICE CITY COUNTY

★ 3.5 · 66 reviews

12.42%11.06%
5PARTNERS 1ST

★ 3.2 · 78 reviews

12.49%10.49%
6PROFED

★ 4.5 · 79 reviews

12.49%10.99%
7THREE RIVERS

★ 4.3 · 137 reviews

18.00%16.00%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Fort Wayne could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Fort Wayne credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Browse All Credit Unions in Fort Wayne

See member reviews, branch locations, and full rate details.