Credit Cards · Akron, Ohio

Best Credit Union Credit Card Rates in Akron, Ohio

3 credit unions in Akron report credit card APRs to the NCUA. Rates range from 11.99% to 17.95%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

11.99%

Lowest Card APR

15.23%

City Average APR

Credit Card APRs — Akron, Ohio

3 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	BFG ★ 3.5 · 51 reviews	11.99%	12.60%
2	GENFED FINANCIAL ★ 4.7 · 101 reviews	15.75%	14.08%
3	BUCKEYE STATE ★ 4.5 · 338 reviews	17.95%	13.00%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Akron could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Akron credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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