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Credit Cards · Ashtabula, Ohio

Best Credit Union Credit Card Rates in Ashtabula, Ohio

2 credit unions in Ashtabula report credit card APRs to the NCUA. Rates range from 9.50% to 11.95%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

9.50%

Lowest Card APR

10.73%

City Average APR

Credit Card APRs — Ashtabula, Ohio

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1COMMUNITY FIRST

★ 4.0 · 20 reviews

9.50%9.50%
2LAKEVIEW

★ 4.5 · 37 reviews

11.95%13.99%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Ashtabula could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Ashtabula credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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