Credit Cards · Cleveland, Ohio
8 credit unions in Cleveland report credit card APRs to the NCUA. Rates range from 10.75% to 17.99%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
10.75%
Lowest Card APR
12.90%
City Average APR
8 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | OHIO EDUCATIONAL ★ 2.9 · 48 reviews | 10.75% | 8.99% |
| 2 | BSE ★ 3.8 · 17 reviews | 10.99% | 11.92% |
| 3 | FIREFIGHTERS COMMUNITY CU ★ 4.1 · 59 reviews | 11.10% | 12.86% |
| 4 | STEEL VALLEY ★ 3.8 · 66 reviews | 11.54% | 13.00% |
| 5 | NOTEWORTHY ★ 4.6 · 9 reviews | 11.95% | — |
| 6 | FAITH COMMUNITY UNITED ★ 3.7 · 81 reviews | 13.99% | 17.00% |
| 7 | CLEVELAND POLICE ★ 5.0 · 6 reviews | 14.91% | 14.71% |
| 8 | GREATER CLEVELAND COMMUNITY ★ 3.6 · 19 reviews | 17.99% | 17.99% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Cleveland could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Cleveland credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.