Credit Cards · Massillon, Ohio

Best Credit Union Credit Card Rates in Massillon, Ohio

2 credit unions in Massillon report credit card APRs to the NCUA. Rates range from 7.46% to 12.99%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

7.46%

Lowest Card APR

10.23%

City Average APR

Credit Card APRs — Massillon, Ohio

2 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	FRIENDS AND FAMILY CREDIT UNION INC ★ 3.1 · 54 reviews	7.46%	12.94%
2	GOLDEN CIRCLE ★ 3.4 · 12 reviews	12.99%	16.41%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Massillon could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Massillon credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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